Why We’re Different
Our Fee-Only Fiduciary approach goes beyond managing your investments. We are a financial planning centered firm that is focused on the big picture and obsessed with helping our clients make sound financial decisions at every point in their lives.
We help our clients make intentional and informed financial decisions by analyzing every aspect of their financial lives. This includes their investments, taxes, retirement, businesses, estate planning, life insurance, gifting, and more.
We help simplify the complex nature that naturally comes with building wealth.
- Are you Fiduciaries?
Yes! We have a legal duty to always act in our client's best interest.
- Are you CFP® Professionals?
DecisionPoint Financial has many CERTIFIED FINANCIAL PLANNER™ professionals on staff. To learn more about what that means, and why it’s important, click below.Click Here to Learn More
- Are you Fee-Only & how do you get paid?
Yes! We do not sell any type of commissioned products like annuities, life insurance, or recommend funds that provide kick-backs. The only revenue that DecisionPoint derives is from the asset-based fee which we charge on the accounts we manage. We collect this fee by debiting your account each quarter. All our services are included in the asset-based fee.
If a financial advisor is not fee-only, it can be challenging for them to act as true fiduciaries to their clients because they may be incentivized to sell you one financial product over another.
- Do you work virtually?
Accessibility to us and to our team of CERTIFIED FINANCIAL PLANNER™ professionals is our highest priority. Our offices are located in Mesa, AZ and Gig Harbor, WA. The majority of the financial planning that we offer is done ideally in person, but we are well equipped to meet with clients virtually through applications like Zoom. When scheduling time with us to review your retirement account, or go through the financial planning process, we try very hard to accommodate your schedule and your preference for meeting virtually or in person.
- What is your investment approach?
We take a very disciplined and strategic approach to money management. View the “Investment Management” tab within the services dropdown to learn more.
- How accessible is the DecisionPoint team?
We believe that accessibility to us is the minimum standard of a high quality client experience. We work as a team to ensure that each client’s needs are met in an expeditious manner. Our clients have the ability to call, text, and email their dedicated advisors and client services support staff to request transactions, ask questions, and schedule appointments. We take pride in our ability to respond to those requests in a timely manner.
- Who are TD Ameritrade & Charles Schwab?
TD Ameritrade and Charles Schwab are two of the largest financial services companies in the Untied States providing custodial and trading services to thousands of independent Registered Investment Advisor firms around the Country. Charles Schwab and TD Ameritrade are merging into one company which will operate going forward under the name Charles Schwab. This merger is anticipated to be completed in the 4th quarter of 2023.
DecisionPoint currently utilizes the services of both Charles Schwab and TD Ameritrade to custody all of our clients’ account assets. This is an important security feature for our clients because it means that DecisionPoint can never take physical custody of your money and your investments.
- Where do I access my account(s)?
DecisionPoint clients have two ways to access their account information. The first is by logging in directly to your account held at either TD Ameritrade or Charles Schwab. The second is by logging in to your DecisionPoint portal. Both of these sites can be a reached through the “Client Login” link in the top right corner of our website.
Your DecisionPoint Client Portal is specifically designed to provide you with historical performance data for all of your accounts. This is also where you will find all of your current and historical performance reports and our quarterly client letters
By logging in directly to TD Ameritrade or Charles Schwab account you will be able to find transactional data, monthly statements, and tax documents.